Squadmint · pockets that pull together

Send any amount.
Save together.
Free.

Squadmint is a payments and pockets app for groups. Send money to anyone instantly with no fees, or pool funds with friends and family, with on-chain governance, privacy-first handles, and Bitcoin Lightning support.

Network Solana · Bitcoin Lightning Currency USDC stablecoin

iOS Android See the product

Instant payments

01 · area one

Home surface and the peer-to-peer flow. Balance sits above a dark pill pair; recent transactions are soft-grey rows with a directional arrow icon. Search uses the $-prefixed handle as primary identifier, phone and email are never shown in-app.

01 · homeBalance & recent activityEntry point. Profile handle top-left, balance block, dark pill actions, transaction list, four-tab nav.

02 · searchFind by $handlePrivacy-first lookup. Avatar colour carries identity; the row is a single tap target.

03 · successPayment confirmedBottom sheet over a dimmed home. Single green check is the only saturated moment.

Private Pocket

02 · area two

Up to 15 close friends raising funds together. Two mechanisms: 51% member vote gates every outgoing payment, and joining is invite-only via a short code and QR. Members are shown as a small constellation of identity avatars, clearly showing who has voted, who is pending, and who has declined.

01 · voteGroup vote to payAmount card, three voting cohorts (yes / no / pending) shown as avatar groups, single-shot vote buttons pinned below.

02 · inviteInvite link & QRJoining minimum above a shareable code and scannable QR. The same visual pattern is reused for receive-money.

03 · balanceMember's live balancePooled funds surface the same way a personal balance does, consistency reduces learning cost.

04 · settledVote reached · paidOnce 51% is hit the transfer clears instantly. Same green confirmation as any other payment.

Public Pocket

03 · area three

Open fundraisers, unlimited members. The detail screen leads with the pooled amount; a ring chart with a crowned #1 contributor celebrates top supporters without turning the list into a leaderboard.

01 · fundOpen Fund detailPublic handle, pooled balance, single Fund action, member stack, and a transparent activity log.

02 · membersContributor rankingTop-3 podium with the #1 contributor crowned. Below, a simple list with share-of-pool ring chart per member.

03 · shareShare the causeAny public fund produces a link + QR. Transparent by design, anyone can audit how the pool is spent.

New · 2026

We've added Spark Payments,
so you can scan lightning payments.

Native Bitcoin Lightning support inside Squadmint. Point your camera at any Lightning invoice, the same pill-shaped action bar handles it, with the same sub-second confirmation, and the same zero fees.

Product pillars

04 · what we promise

Nine commitments that hold whether you're sending a tenner to a friend or running a transparent group fund.

Zero transaction fees

No fees on any in-app transaction, stated as a permanent commitment.

Send any amount

From EUR 1 up to EUR 20,000. One field, one tap, done.

Payment link

Share a link; recipient clicks to pay. QR is the offline equivalent.

Passwordless sign-in

Google sign-in or email link. A 4-digit PIN authorises payments.

Privacy handles

$-prefixed usernames replace phone and email everywhere in-app.

Spark Payments

Scan any Lightning invoice directly from the home screen. Instant, no fees.

Ubuntu framing

Pockets towards a common purpose. For humanity. Ubuntu.

Built for pockets

Two fund types, private invite-only and public transparent pools, each with the right governance.

Secure by default

Latest standards for data and money. PIN-gated payments, encrypted in transit and at rest.

About

05 · who

The short version

Squadmint is a payments and pocket app. Send any amount to anyone for free, or pool money with friends and causes you care about, with governance built in.

No hidden fees. Privacy-first handles. Passwordless sign-in. And, as of 2026, native Bitcoin Lightning support via Spark Payments.

Formerly known as Dubesoft (PTY) LTD.

How do I withdraw my money?

You can withdraw to your bank card or instantly via Paysharp.

Why do I need to upload my ID documents?

This is a government requirement to fight financial crime, ensuring regulatory compliance and keeping our users safe.

What happens if there's an issue with a transfer?

Reach out and we'll help as soon as possible, via email or WhatsApp.

How does Spark Payments work?

Tap the scan icon and point your camera at any Bitcoin Lightning invoice. Squadmint decodes it, shows you the amount, and a PIN authorises the payment, usually under a second.